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Latest Offerings

  • Expanded Jumbo 

  • Expanded First Time HomeBuyer

  • FHA MIP Reduction

  • Down Payment Assistance

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Specializing In Providing First Class Guidance As You Navigate The Journey To Your Dream Home.

Committed To Helping Homebuyers Make Informed Decisions!

Strategic Partnerships

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ROOTED

In Your Future

Mortgage Types Supported

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Conventional 

  • Purchases, Rate and Term Refinances, Cash-Out Refinances.

  • Fixed and Adjustable Loan Terms.

  • Freddie Mac HomeOne

  • Fannie Mae - HomeReady 

  • First Time Home Buyers and Down Payment Assistance programs.

  • 3/2/1, 2/1 Temporary Buy Down allowed on Purchases.

  • Lender Paid Mortgage Insurance Options.

  • Second Homes, Vacation Homes, Investment Properties. 

  • Condo's, Apartments, Manufactured Homes.

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FHA

  • Purchases, Rate and Term Refinances, Cash-Out Refinances.   

  • New, reduced FHA mortgage insurance premium rates.

  • 3/2/1, 2/1 Temporary Buy Downs allowed on Purchases.

  • Up to 6% seller concessions.

  • Access with 580+ Fico score.  

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Jumbo

  • Purchases, Rate and term Refinances, Cash-Out Refinances.

  • Fixed and Adjustable Loan Terms.

  • First Time Home Buyers.

  • High Balances Options.

  • Second Homes, Vacation Homes, Investment Properties.

  • Condos, 1-4 Units.

  • Loan Amounts to $3.5 Million.  

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Non-QM

  • ITIN.

  • Bank Statement Income Verification for self-employed borrowers.

  • DSCR

  • Asset Qualify.  

  • Fix and Flips.

     

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Rural Development 

  • Purchase, Rate and Term Refinances, Cash-Out Refinances.

  • 100% Financing.

  • First Time Home Buyers.

  • 3/2/1, 2/1 Temporary Buy Downs allowed on Purchases.  

  • Unlimited Acreage.

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United States Veterans 

  • Purchases, Rate and Term Refinances, Cash-Out Refinances.  

  • 100% Financing.

  • First Time Home Buyers.

  • VA Split Entitlement.

  • Qualify using VA your benefits.

  • 3/2/1, 2/1 Temporary Buy Downs allowed on Purchases.

  • Unlimited entitlement use. (Subject to applicants VA eligibility)

  • Access with 580+ Fico scores.

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When you place your trust in Root Means Squared, you free yourself from the limitations of relying solely on a single bank. Instead, Root Means Squared has established partnerships and received approval to conduct business with numerous banks. At Root Means Squared, our clients are our top priority, and we prioritize listening to their unique requirements. By tailoring our approach to our clients' needs, we leverage our lending platform to privately and securely query multiple banks. Through the synergy of experience and cutting-edge technology, Root Means Squared can promptly access the most competitive terms that align precisely with our clients' needs.

Collaborating with a mortgage broker offers enhanced flexibility and accessibility...

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Our Services

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Root Means Squared offers Conventional, Federal Housing Administration, Jumbo, Non-QM, Rural Development and United State Veterans residential mortgage loans. 

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To become a Root Means Squared strategic partner, email: admin@rootmeanssquared.com 

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